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The Sovereign General Insurance Company
The Sovereign General Insurance Company is a property and casualty insurer, headquartered in Calgary, Alberta, with full-service branches from coast-to-coast with an A.M. Best rating of A- (Excellent).

By virtue of an arrangement between K&K Insurance Brokers, Inc. Canada, The Sovereign General Insurance Company and its parent insurer, Co-operators General Insurance Company, any business written with Sovereign General through our offices enjoys a guarantee by Co-operators, the object of which is to offer our clients the financial security of Co-operators' AM Best rating of A- (Excellent). For more information on the terms and conditions of this arrangement please contact

The Co-operators is a leading Canadian-owned, Insurance and financial services organization with more than $42.4 billion in assets under administration.

More information on Sovereign General is available at
www.sovereigngeneral.com More information on Co-operators is available at www.cooperators.ca.

Lloyds of London  
Lloyd's of London is the world's leading insurance market with a capacity to accept insurance premiums of L14.4bn in 2003. It is the second largest commercial insurer and sixth largest reinsurance group. Lloyd's is unable to accept requests for insurance from the public, who should contact their broker.